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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top North Aurora, Batavia and Geneva real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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School Reports in North Aurora, Batavia and Geneva, Illinois

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Illinois Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in North Aurora, Batavia and Geneva

Financing Your Home >They Said Yes

Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.

There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.

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Q	What island in the St. Lawrence River was given away on a television game show in 1964?
A	Price is Right Island was given away by Bill Cullen on "The Price is Right."
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Kathy Brothers, REALTOR®, real estate agent and broker for North Aurora, Batavia and Geneva, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Kathy Brothers
RE/MAX Excels
1772 S Randall Rd Suite 100
Geneva IL 60134
Cell: 630-201-4664
Direct: 630-262-4311
Fax: 630-208-9260
Assistant: 630-262-4310
KathyBrothers@NUMBER1EXPERT.com
KathyBrothers@ReMax.net
No one will work harder to sell your home or help you find the perfect home for you.

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